Legislation for Supervision and Regulation of Moneylenders in Tonga

PUBLIC NOTICE / FANONGONONGO:

A copy of the Moneylenders Act 2018 in both the English and Tongan languages can be found on the NRBT’s website or the links below:

NRBT_MoneyLendersAct_2018_ENG.pdf

NRBT_MoneyLendersAct_2018_TGA.pdf

One of the main objectives of the National Reserve Bank of Tonga is to promote financial stability as well as to maintain a sound and efficient financial system. In 2014, the National Reserve Bank of Tonga Act was amended to include the extension of the Reserve Bank’s mandate under Section 4A to regulate and supervise non-bank financial institutions as well as to manage and promote financial inclusion initiatives.

To regulate and supervise these non-bank financial institutions, the Reserve Bank developed the Moneylenders Act 2018 to regulate and supervise the Moneylenders in Tonga. This Act was proclaimed by Cabinet to come into force on 30th September 2020, and a Gazette notice has been publicly posted and published on the Reserve Bank’s website and Facebook page.

Moneylenders contribute to inclusive economic growth in Tonga by providing access to finance to those in the rural  and remote areas where there is no banking service.

The moneylenders assist households with short term cash flow needs to cover unexpected expenses and for urgent family obligations.

Similar to the regulation and supervision of other credit service providers such as microfinance and credit unions, the Moneylender Act ensures that all money lenders conduct their business on a level playing field and according to the same standards and conditions. The Act ensures only licensed moneylenders operate in the financial system.

More importantly, this Act protects the interests of the moneylenders’ customers, particularly customers that are commonly less financially literate and unable to access loans from the commercial banks.

This Act also assists with monitoring the high interest rates charged, it ensures the valuation of the security is accurate, and that any excess in the proceeds from the sale of collateral is returned to the borrower.

Who is a Moneylender?

Any business carrying on the business of moneylending. Moneylending means the lending of money at interest, with or without security, by a moneylender to a borrower.

Who is not a Moneylender?

1. Any business that lends money to its members only e.g. work organization that lends money to its staff as a benefit; savings group/clubs that lend to its members;
2. A Financial Institution (Banks) licensed under the Financial Institutions Act;
3. Microfinance Institutions licensed under the Microfinance Institutions Act;
4. Retirement Funds;
5. Credit Unions;
6. Cooperative Societies;
7. Credit Institutions; and
8. other entities as established by the Reserve Bank through regulation.

All moneylenders or persons conducting a moneylending business are required to be licensed by the Reserve Bank under the Moneylender Act 2018. All persons conducting moneylending business or wish to conduct a moneylending business are kindly requested to contact the National Reserve Bank of Tonga as soon as possible for further details on licensing procedures and requirements. Please note the Moneylenders license issued by the Reserve Bank is a separate license from the business license issued by the Ministry of Trade and Economic Development.

The table below is a list of businesses that are conducting a moneylending business.

The Reserve Bank is therefore requesting that those listed in the Table below please contact the Reserve Bank as soon as possible to apply for a moneylender license.

For those of you who are on the list but no longer conducting the business of moneylending, please contact the Reserve Bank to remove your name from the list. The purpose of this notice is to enable the Reserve Bank to license and assist all moneylenders to ensure that all moneylenders comply with this new Act.

The Moneylenders Act states that all moneylenders without a valid license that enter into a transaction after the commencement of this Act shall be unenforceable.

However, moneylenders who are not licensed shall not be contravening this Act by reason only of collecting money due under a moneylending transaction or a related transaction entered into before the commencement of this Act.

For this reason and to avoid any financial loss the Reserve Bank hereby requests that persons conducting a moneylending business or all moneylending businesses, please contact the Reserve Bank to apply for a license to comply with the Moneylenders Act.

Table 1: List of Moneylenders compiled through survey by the Reserve Bank (view at end of document.)

The Reserve Bank appreciates your assistance in complying with the Moneylenders Act 2018.

For more information, please contact the Non-Bank Financial Institutions Department of the National Reserve Bank of Tonga.;

A copy of the Moneylenders Act 2018 in both the English and Tongan languages can be found on the NRBT’s website or the links below:

NRBT_MoneyLendersAct_2018_ENG.pdf

NRBT_MoneyLendersAct_2018_TGA.pdf

For further details please contact: Financial Institutions Department National Reserve Bank of Tonga
Telephone: (676) 24 057; Fax (676) 24 201;
Email: nrbt [at] reservebank [dot] to; Website: www.reservebank.to

--

FANONGONONGO

Lao ki hono Tokanga’i mo Pule’i ‘o e Ngaahi Kautaha Nō atu ‘o e Pa’anga ‘i Tonga΄

Ko e taha ‘o e ngaahi tefito’i taumu’a ‘a e Pangikē Pule Fakafonua ‘o Tonga΄ ko hono langa hake ‘a e ma’uma’uluta ‘a e tu’unga fakapa’anga΄ pea mo ha ngāue fakapa’anga ‘oku malu mo lelei΄ foki. ‘I he ta’u 2014, na’e fakalelei mo fakatonutonu    ai ‘a e lao ‘a e Pangikē Pule Fakafonua ‘o Tonga΄,  ke fakakau ‘a hono fakalelei  ‘a e kupu 4A ‘o e lao΄ ‘a ia ko hono tānaki  mai ki he fatongia lolotonga ‘o e Pangikē Pule´ ‘a hono pule’i mo tokanga’i ‘a e ngaahi kautaha fakapa’anga ‘oku ‘ikai ko ha pangikē΄ pea pehē foki mo hono pule’i mo faka’ai’ai ‘a hono fakafaingofua’i ‘a e ngaahi ngāue fakapa’anga΄. 

Ki hono pule’i   mo tokanga’i ‘a e ngaahi kautaha fakapa’anga ‘oku ‘ikai ko ha pangikē ko ‘eni΄, na’e fokotu’u ai ‘e he Pangikē Pule΄ ‘a e lao ’o e Ngaahi Kautaha Nō atu ‘o e Pa’anga΄ 2018, ke tokanga’i mo pule’i ‘o e Ngaahi Kautaha  Nō atu ‘o e Pa’anga΄ ‘i Tonga΄   ni. Ko e lao ko ‘eni΄, na’e tu’utu’uni ai ‘e he Kapineti΄ ke kamata ngāue’aki ‘i he ‘aho 30 ‘o Sepitema 2020 pea kuo paaki atu ‘i he fanongonongo kāsete΄ pea pehē ki he Peesi ‘Initaneti (website) mo e peesi Facebook ‘a e Pangikē Pule΄.

‘Oku tokoni ‘a e ngaahi Kautaha Nō atu ‘o e pa’anga΄ ki he tupu faka’ekonomika fakalūkufua ‘i Tonga΄, ‘aki ‘enau ’oange ‘a e faingamālie ma‘a kinautolu mei΄ he ngaahi feitu’u ‘uta mo mama’o atu΄, ka ‘oku ‘ikai kenau ma’u faingamalie kenau ngāue’aki ‘a e ngaahi ngāue fakapa’anga fakapangikee΄. ‘Oku tokoni ‘a e ngaahi Kautaha Nō atu ‘o e pa’anga΄ ki he tokotaha taautaha΄ (household), ‘i he feau ‘a e ngaahi fiema’u fakapa’anga vivili ki he ngaahi fakamole fakatu’upakee΄ pea mo e ngaahi fatongia fakafamili fakavavevave΄.

‘Oku tatau pē mo hono pule’i mo tokanga’i ‘a e ngaahi Kautaha Nō Pa’anga kehe΄ hangē ko e Kautaha Nō Taautaha ki he Fakalakalaka ‘a e Ngaahi Pisinisi ‘i he Pasifiki Saute΄ pea mo e Kautaha Nō ‘Iunioni΄, ‘oku fakapapau’i ‘e he lao ki he Ngaahi Kautaha Nō atu ‘o e Pa’anga΄, ‘oku fakahoko ‘a e pisinisi nō atu ‘o e pa’anga΄ ‘i ha tu’unga ‘oku totonu mo lelei, fakatatau ki he ngaahi founga mo e tu’utu’uni tatau.

‘Oku fakapapau’i foki ‘e he lao΄ ko e ngaahi Kautaha Nō atu ‘o e pa’anga pē ‘oku laiseni΄ ‘oku nau fakafatongia ‘i he tafa’aki fakapa’anga΄.

Ka koe me’a mahu’inga taha΄, ‘oku  tokoni ‘a e lao ko ’eni΄ ki hono malu’i ‘a e kakai ‘oku nau nō ‘a e pa’anga΄, kae tautautefito kiate kinautolu ‘oku si’isi’i ‘enau ‘ilo fakapa’anga΄ mo ‘ikai malava kenau nō mei΄ he ngaahi pangikē fakakomēsiale΄. ‘Oku toe tokoni foki ‘a e lao΄ ni ki hono tokanga’i ‘a e ngaahi totongi tupu (interest rate) mā’olunga΄ pea΄ mo fakapapau’i ‘oku tonu ‘a hono fakamahu’inga’i ‘a e ngaahi koloa malu’i΄, pea ke fakafoki ‘a e toenga pa’anga ‘a e tokotaha nō΄ hili ‘a hono to’o kotoa e ngaahi fakamole ‘oku totonu ke to’o mei΄ hano fakatau atu ha koloa malu’i.

Ko hai ‘a e Kautaha Nō Atu ‘o e Pa’anga΄?

Ko ha kautaha ‘oku΄ ne fakahoko ‘a e pisinisi nō atu ‘o e pa’anga΄. Ko e nō atu ‘o e pa’anga΄, ‘oku ‘uhinga ia ki hono nō atu ‘o e pa’anga′ fakataha mo ha totongi tupu, ‘o malu’i pe ‘ikai malu’i, ‘e ha kautaha nō atu ‘o e pa’anga΄ ki he kakai ‘o e fonua΄ ‘oku nau kole nō;

Ko hai ‘oku ‘ikai ko ha Kautaha Nō Atu ‘o e Pa’anga?

1. Ko ha kautaha ‘oku nō atu ‘a e pa’anga ki ha taha ‘o ‘ene kau mēmipā΄. Ko e fakatātā΄ ki ai ‘oku kau ai ha ngāue’anga ‘oku ne nō atu ki he’ene kau ngāue΄ ko ha monū fakangāue′ pē; kau ki ai mo e kulupu pe kalapu lī pa’anga ‘oku nō atu ki he’enau kau mēmipā΄ pē;
2. Ngaahi Kautaha Pa’anga (Pangikē Fakakomēsiale) ‘oku laiseni ‘i he malumalu ‘o e Lao ki he Ngaahi Kautaha Pa’anga΄;
3. Ngaahi Kautaha Nō iiki ‘oku laiseni ‘i he malumalu ‘o e Lao ki he Ngaahi Kautaha Nō Iiki΄;
4. Kautaha Sino’i Pa’anga Mālōlō mei΄ he Ngāue΄;
5. Kautaha Nō ‘Iunioni
6. Ngaahi Kulupu Sosaieti Fetokoni’aki΄ (Cooperatives)
7. Ngaahi Kautaha Kuletiti; pea mo ha
8. ngaahi kautaha kehe pē kuo fakakau ‘e he Pangikē Pule΄ ‘o fakafou ‘i ha tohi tu’utu’uni.

‘Oku mātu’aki kole atu ai heni ’e he Pangikē Pule Fakafonua ‘o Tonga΄ ki ha taha pe kautaha ‘oku΄ ne lolotonga fakahoko ‘a e Nō atu ‘o e Pa’anga΄ ki he kakai΄, ke mou kātaki fakamolemole ‘oku fiema’u kemou laiseni ‘i he malumalu ‘o e Lao ’o e Ngaahi Kautaha Nō atu ‘o e Pa’anga΄ 2018.

Ko kimoutolu kotoa pē ‘oku mou lolotonga fakahoko ‘a e pisinisi nō atu ‘o e pa’anga΄ pe faka’amu ke fakahoko ‘a e pisinisi nō atu ‘o e pa’anga΄, kemou kātaki fakamolemole ‘o fetu’utaki mai he vave taha΄ ki he Pangikē Pule Fakafonua ‘o Tonga΄ fekau’aki mo e fakaikiiki΄ mo e founga ki hono laiseni΄.

Kātaki ‘o fakatokanga’i ange ‘oku kehe pē ‘a e laiseni Kautaha Nō Atu ‘o e Pa’anga΄ ‘a ia ‘oku tuku atu ‘e he Pangikē Pule Fakafonua ‘o Tonga΄ mei΄ he laiseni pisinisi ‘oku ‘oatu ‘e he Potungāue ki he Fefakatau’aki΄ mo e Fakalakalaka Faka’ekonomika΄. Ko e tēpile ‘oku hā atu ‘i lalo΄ ko e lisi ia ‘o kinautolu ‘oku nau fakahoko ‘a e pisini nō atu ‘o e pa’anga΄.

Koia ai, ‘oku kole atu ai heni ‘a e Pangikē Pule΄ kiate kinautolu ‘oku hā atu honau hingoa′ ‘i he tēpile ‘i lalo΄, kemou kātaki fakamolemole ‘o fetu’utaki mai ki he Pangikē Pule′ ‘i he vave taha΄ fekau’aki pea mo e kole ki he laiseni Kautaha Nō atu ‘o e Pa’anga′. Ko kinautolu pe ngaahi kautaha ‘oku hā atu homou hingoa ‘i he lisi ΄ ka ‘oku ‘ikai ke mou toe fakahoko ‘a e pisinisi nō atu ‘o e pa’anga΄, kātaki fakamolemole ‘o fetu’utaki ki he Pangikē Pule΄ ke to’o homou hingoa mei΄ he lisi΄.

‘Oku makatu’unga ‘a e kole΄ ni ke malava ‘a e Pangikē Pule Fakafonua ‘a Tonga΄ ‘o laiseni pea mo tokoni ki he ngaahi Kautaha Nō atu ‘o e pa’anga kotoa΄ pea mo fakapapau’i ‘oku muimui ‘a e ngaahi Kautaha Nō atu ‘o e pa’anga kotoa΄ ki he tu’utu’uni ‘o e lao fo’ou ko ‘eni΄.

‘Oku hā ‘i he lao ’o e Ngaahi Kautaha Nō atu ‘o e Pa’anga΄ ‘a hono fakata’e’aonga’i mo ‘ikai fakalao ha aleapau nō ‘a e ngaahi Kautaha Nō atu ‘o e pa’anga kotoa pē ‘oku ‘ikai laiseni hili ‘a e kamata ngāue’aki ‘o e Lao΄ ni. Kaekehe, ‘e ‘ikai lau ha taha pe Kautaha Nō atu ‘o e pa’anga΄ ‘oku ‘ikai laiseni ‘oku΄ ne maumau’i ‘a e Lao ni΄, ‘okapau ko ‘ene tānaki pē ‘a e pa’anga tā fakafoki mai ‘o ha nō mei΄ ha aleapau ki mu’a ‘i he kamata ngāue’aki ‘o e Lao΄ ni. Pea ‘i he ‘uhinga ko ia΄ pea΄ mo fakapapau’i ‘e ‘ikai ha pa’anga ‘e mole΄, ‘oku kole atu ai heni ‘a e Pangikē Pule′ ki ha taha pe kiate kimoutolu kotoa pē ‘oku fakahoko ‘a e pisinisi nō atu ‘o e pa’anga΄, kātaki ka mou fetu’utaki mai ki he Pangikē Pule′ ‘o ‘omai homou tohi kole laiseni΄ ‘o fakatatau ki he lao ’o e Ngaahi Kautaha Nō atu ‘o e Pa’anga.

Tēpile 1: Lisi ‘o e Ngaahi Kautaha Nō atu ‘o e pa’anga΄ mei΄ he savea na’e fakahoko ‘e he Pangikē Pule΄.

Table 1: List of Moneylenders compiled through survey by the Reserve Bank

A. TONGATAPU

1. ACE Finance, ‘Alakifonua
2. 'Akapei 'a Fafine Tonga Finance, Fasi-moe-afi
3. 'Alini Finance, Matahau
4. 'Alo-ki-Ha'afata Finance, Lapaha
5. ALP Finance, Ma'ufanga
6. Andrea Jolie Finance, Haveluloto
7. Angelica Finance, Haveluloto
8. Annelies Instant Finance, Nuku'alofa
9. AS Finance, Tatakamotonga
10. Asumda Lia Finance, Ma'ufanga
11. Atilua Finance, Haveluloto
12. ATL Finance, Halaleva
13. Bilsal Finance, Vaini
14. Bula Finance, Tatakamotonga
15. Callista Finance, Vaini
16. Chrishi Finance, Mataika
17. DJ Loa & Tausisi's Loans and Finance, Nakolo
18. Eakemai Finance, Kolofo'ou
19. Eva Finance, Nukunuku
20. Fakahaofi Mo'ui Finance, Fua'amotu
21. Fakalelu 'a Kainga Finance, Houma
22. Fakatoumafi Finance, Veitongo
23. Falekihetoa Loan Finances, Houmakelikao
24. Family Finance,Tokomololo
25. Federal Pacific Finance Limited, Kolofo'ou
26. Felemi Loans and Finance, Tatakamotonga
27. Fe'ofa'aki Finance, Pea
28. FGW Financial Loan, Vaini
29. Fietokoni'aki Finance, Tofoa
30. Five Star Finances Company Limited, Haveluloto
31. Foliaki Finance, Ma'ufanga
32. FoNōnga he Lotu Finance, Vaini
33. Frank Finance, Ma'ufanga
34. Fruitful Finance, Houma
35. Gardenia Finance, Ma'ufanga
36. Glow Finance, Kolofo'ou
37. Good Hope Finance, Mataika
38. Halafungani Parn Shop and Finance, Houmakelikao
39. Halaifonua Finance, Longoteme
40. Hasieli Finance, Fangaloto
41. Hesasuhe Finance, Kahoua
42. Houmangalu Finance, Talasiu
43. Hubert 5 Finance, Haveluloto
44. Hume Finance, Masilamea
45. I. J. Tonata Finance, Fatai
46. Jarnica Cash and Finance, Fatai
47. Jaslin Finance, Vaini
48. JJS Savou, Ma'ufanga
49. Johnia Cash & Finance, Mataika
50. JR Finance Service, Kolofo'ou
51. JRVYNII Finance, Tokomololo
52. Junior Finance, Houma
53. K. Tu'ifua Malupo & A. Glenn Finance, Bay ‘o Manu Mataongo (‘Anana)
54. Kafa & Harry Finance, Lapaha
55. Kaha'u Melie Financial Financial Services, Lomaiviti
56. Kaloni Finance, Kolonga
57. Kiera Uasi Finance, Ha'akame
58. Kilisitina Finance, Ma'ufanga
59. Kiwi Shop & Finance, Ma'ufanga
60. Ko'ema Finance, Ahau
61. Kolo'ila Contractor & Finance, Ha'utu
62. Kolokakala Finance, Tatakamotonga
63. Kolonga Tahi Finance, Kolonga
64. Kupu I & M Finance, Liahona
65. Laisa 'Ilaisaane Siale Finance, Lavengatonga
66. Lalanga Finance & Productopm, Pahu
67. Langilangi Tokoma'ata, Vaini
68. Lataimu'a Finance, Lavengatonga
69. Lavaka Finance, Lapaha
70. Lea he Mo'oni Finance, Halaovave
71. Leilani & 'Olivia Finance, Matafonua
72. Leipua Lani Finance, Kolomotu'a
73. Lelei Finance, Kolofo'ou
74. Liki-Vaihea Finance, Halaleva
75. Lini Finance, Haveluloto
76. Lolotava Finance, Ma'ufanga
77. Longolongo 'Eiki Finance, Ma'ufanga
78. Loreto Cashmere Finance Services, Ha'alalo
79. Loveta Finance, Pili
80. LS Finance, Kolofo'ou
81. M.T.J. Finance, Hofoa
82. Maamaloa Loan & Finance, Navutoka
83. Ma'ata's Finance, Haveluloto
84. Mafi Tau Finance, Kolonga
85. Mafikananga Loan Finance, Tofoa
86. Maka Finance, Lapaha
87. Maka Tekina Finance, Pahu
88. Makaha Finance, Fatumu
89. Makiloti & Tevita Pekipaki Finance, Vaini
90. Mana Mei Langi Finance, Ha'asini
91. Mangele C.L.V Nau Finance, Fatai
92. Manuevaha Finance, Ma'ufanga
93. Mary Jane Finance, Ma'ufanga
94. Matangi-lelei Finance, Lapaha
95. Ma'u He 'Ofa Finance, Ha'ateiho
96. Mele Valele Finance, Holonga
97. MFH Finance, Hamula
98. Michael Angelo Finance, Fasi-moe-afi
99. Millis Loan & Finance, Fanga
100. MJ Finance, Haveluloto
101. MJSS Finance, Malapo
102. Moala Finance, Ma'ufanga
103. Moimoi Rental & Finance, Kolomotu'a
104. Monepea Cash & Finance, Tu'atakilangi
105. Mo'ui He Lotu Finance, Pili
106. MSA Young TMP Finance, Makapaeo
107. Mustard Seed Finance, Houmakelikao
108. Ofa he Lotu Finance, Tofoa
109. Ohana Finance, Liahona
110. Oliveti Finance, Longoteme
111. OSNE Finance, Puke
112. Pacific Finance & Investment Limited, Ma'ufanga
113. Paea Finance,Tofoa
114. Paea he Lotu Loans & Finance, Tatakamotonga
115. Palu Finance, Fasi-moe-afi
116. Papa Finance, Lapaha
117. Papatea Finance Limited, Haveluloto
118. Penaia Finance, Malapo
119. Petra Finance, Homua
120. Pro Loan Finance, Pea
121. Provider Finance, Vaini
122. Puafisi Family Finance, Kolofo'ou
123. PVT Immigration & Finance, Kolofo'ou
124. Ranaa Finance, Lavengatonga
125. Rohani JR Quick Loan Finance, Tokomololo
126. Rosetilia Finance & Services, Haveluloto
127. S&S Finance, Longolongo
128. S&S Tapuaki Finance, Vaini
129. Salote Finance, Vaini
130. Sam & Tau Finance, Holonga
131. Sam Finance,Kolomotu'a
132. Samvita Finance, Fatumu
133. Sangster Finance, Ha'asini
134. Seilose Finance, Matahau
135. Semikolo Finance, Lapaha
136. Sesta Finance, Halaovave
137. Sia Junior Finance, Fasi-moe-afi
138. Siale Family Finance, Lapaha
139. Si'i Me'i Suka Finance, Mataika
140. Sitaena Sola Finance, Ma'ufanga
141. Siumafua Finance, Folaha
142. SNTFM Fakaongo Ki Langi Finance, Haveluloto
143. Soakimi's Finance, Lapaha
144. Sofia Susitina Sakalia, Ma'ufanga
145. SSS Palu Finance, Fanga
146. Suliana Kakala, Fanga
147. Susana Finance, Pelehake
148. TalaNōa Finance, Ha'asini
149. Talimalimali Finance, Makaunga
150. Taniva Finance, Longolongo
151. Taufu'i Family Finance Services, Popua
152. Taukakapa Loan & Finance, Haveluloto
153. Titako Finance, Longoteme
154. TJ Wals Finance, Kolofo'ou
155. Toa ko 'Ahopanilolo Loan & Finance, Ma'ufanga
156. Touliki Micro Loans and Finances, Ma'ufanga
157. Tu'imana Finance, Pahu
158. Uasike Finance, Fahefa
159. Uikelotu Topaz Finance, Ma'ufanga
160. Utufia Finance, Popua
161. Utulanivaka Finance, Tatakamotonga
162. Vai ko 'Elimi Finance, Tofoa
163. Vaka Tau Mai Finance, Fasi-moe-afi
164. Vangana He 'Ofa Finance, Fanga
165. Veronica Finance, Houmakelikao
166. W & L Finance, Vaini
167. Waterlily Store & Finance, Fo'ui
168. Watson & Lose Finance, Nualei
169. Young Brothers Loan Finance, Tofoa

B. VAVA‘U

170. Joyceann's Finance, Talau
171. KaNōgata'a Finance, Longomapu
172. L & M Finance, Kameli
173. Lilia Finance, Neiafu
174. M&M Finance, Neiafu
175. Saineha Kaufusi Veatupu Finance, Masilamea
176. SSE Finance, Neiafu
177. Talifuifui Finance, Feletoa

C. HA‘APAI

178. Obama Finance, Nōmuka

D. ‘EUA

179. 'Aholelei Finance, Futu
180. Halatoafa Finance, Petani
181. HoNōlulu Finance, Mu'a, 'Eua
182. JLC Finance, 'Ohonua
183. Katrina Finance, Pangai, 'Eua
184. Mele Takau Finance, Ha'atu'a
185. Paea he 'Ofa Finance, Angaha
186. Paionia 'O Kolomaile Finance, Ha'atu'a
187. Pamini 'Anau Finance, Pangai, 'Eua
188. Samaletani Finance, 'Ohonua
189. Tele'a Hiva Finance, Sapa'ata
190. Victoria Finance, 'Ohonua.

Oku hounga’ia mo’oni ‘a e Pangikē Pule′ ‘i homou tokoni ke tau muimui pau ki he tu’utu’uni ‘o e Lao ki he Kakai Nō Atu ‘o e Pa’anga΄ 2018.

Ki ha toe faka’eke’eke, kātaki ‘o fetu’utaki mai pē ki he Va’a ki he Ngaahi Kautaha Fakapa’anga ‘oku ‘ikai ko ha Pangikē ‘a e Pangikē Pule Fakafonua ‘o Tonga′.

Fakatokanga’i ange ‘e ma’u atu ‘a e tatau ‘o e Lao ki he Kautaha Nō Atu ‘o e Pa’anga′ ‘i he lea Faka-Pilitania′ mo e Faka-Tonga′ ‘i he peesi ‘initaneti (website) ‘a e Pangikē Pule′ pe ko e ma’u’anga fakamatala koena ‘oku hā atu ‘i lalo′.

NRBT_MoneyLendersAct_2018_ENG.pdf

NRBT_MoneyLendersAct_2018_TGA.pdf

Ki ha toe fakaikiiki kātaki ‘o fakafetu’utaki ki he: Tafa’aki ki he Ngaahi Kautaha Fakapa’anga Pangikē Pule Fakafonua ‘o Tonga
Telefoni: (676) 24-057; Fax: (676) 24 201
Meili ‘Elekitolonika: nrbt [at] reservebank [dot] to Peesi ‘Initaneti: www.reservebank.to

Faka’apa’apa atu
Pangikē Pule Fakafonua ‘o Tonga

#5744 Sponsored Advertising Content, 5 November - 5 December 2020